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Straight talking Yorkshire financial advice
Straight talking pension advice
What's the biggest risk to your retirement fund? The stock markets? The Government? The economy? The biggest risk you face in retirement is not having enough money to last you until you run out of life. You need to get a grip on your existing pensions and make them work for you. You need to know what your options are. You need to know whether you are going to be sipping cocktails in the Bahamas or sipping beer in Bridlington. You neet straight talking pension advice. Call us now for a chat - we can do an initial meeting at Yorkshire's best price - NOWT!
Straight talking Inheritance Tax advice
Around £4 billion pounds is paid in Inheritance Tax every year - much of it by people that didn't even realise they had an Inheritance Tax problem. Very simply, if you own more than the limit (currently £325,000) everything over that is taxed at 40% on death. Sometimes it can even become payable before you die. You need to know whether you have a problem and if so, what to do about it (if anything). What you need is straight talking advice. Call us for a chat - an initial meeting is FREE.
Straight talking advice on paying for elderly care
The average cost of residential care in the Yorshire region is £700 per week. That's over £3,000 a month or over £36,000 a year. Whichever way you look at it - it's a lot of money to find. And often paying for it can get rid of a lifetime of savings. Savings which you thought were going to your nearest and dearest. There are some fairly straightforward ways of arranging your affairs to minimise the impact of this. What you need is straight talking advice - we can do an initial meeting at Yorkshire's best price - NOWT!
Straight talking Annuity advice
Many people get to retirement and take the first thing that's offered from your pension company. But did you know you can "shop around" to get a better pension? In fact more than half the people we talk to get better pensions - some up to 40% better. But you need to know what your options are and the advantages and disadvantages of the different ways you can get better income in retirement. What you need is straight talking advice. Call us now for a chat - an initial meeting is FREE.
Straight talking Equity Release Advice
Do you need to release money from your home? There's loads of reasons why you might -to help with tax planning - help children out - or just to ease the pressure of falling income and rising costs. Whatever your reasons - you need to know your options and the advantages and disadvantages of such a move. What you need is straight talking financial advice. Contact us now for a chat - we can do an initial meeting at Yorkshire's best price - NOWT
Straight talking protection advice
Life assurance, life insurance, critical illness, income protection, phi, term assurance, whole of life, convertible term, key man, family income benefit. There are loads of different ways of arranging life assurance. Different problems call for different answers. If you don't know your term from your FIB you need straight talking financial advice. Contact us now for a chat - we can do an ininital meeting at Yorkshire's best price - NOWT
Straight talking investment advice
The difference between a good investment and a bad investment can be massive. And what's worse - this year's good investment might be next year's bad investment. Even fund managers with many years experience of managing money don't always get it right. Here at Pen-Life we have a solution. We have developed several portfolios which suit different investors. These funds are closely monitored so the best performing funds are selected. Which has a huge impact on how your investment performs. So ditch your flabby investments and get your money working for you. What you need is straight talking investment advice. Call us now for a chat - an initial meeting is FREE